TRANSFERWISE I used it for first time to transfer fund overseas with very low rate!

I mainly used PAYPAL for overseas remittances, but PAYPAL raised fees so suddenly and stopped using it anymore. After I stopped using PAYPAL, I brought cash with me whenever I went to Japan. But exchanging USD to JPY at bank in Japan is quite hassle and fee is high! Our staff, Hisako, told me that there is a good remittance, TRASFER WISE.

Below are excerpts from the Nikkei newspaper.

The remittance mechanism is simple. Some people want to send money from Country A to Country B, and vice versa. By reciprocating this and transposing it between domestic and foreign countries, we made it possible to cheaply send money across borders and currencies. The Transfer Wise service is a pseudo money transfer that two people came up with and put into practice. Foreign currency conversion uses the same rate as between banks, and customers are given clear fees according to the amount sent. The hypothesis holds that there should be a demand for remittances that worked with friends all over the world.

The company says it is reducing remittance fees by about 130 billion yen per year. When he asked if he had contributed somewhat to the transparency of the bank, he was dissatisfied with the statement that "only a little improvement has been made." It is also the flip side of the confidence as a game changer that there is still a lot of room to cut down.

In the UK, where fintech is vibrant, partly due to the backing of financial authorities, the “digital bank”, which specializes in smartphone apps, is rapidly emerging. The siege network for high-cost existing banks is only narrowing. "I think banks will change. I think they will look different in five years," Carman said. We expect to see more collaboration with technology companies.

Carman aims to realize "financial finance without borders". Eliminate opaque industry practices and make it easy for anyone in the world to use financial services. "The journey is still long", such as expanding the currencies handled and reducing fees. Carman's challenge continues. (From the Nikkei newspaper excerpt)

There was no trouble in remittance like PAYPAL and it went smoothly! In addition, the fee is very cheap!

We are in such a global and digital era. The way of remittance and the way of banks charge us will be changed dramatically. Transferwise has so much potential!

Use the code from the link below to get a free transfer fee of up to 75,000 yen! If you are interested, please try it.

https://transferwise.com/invite/spu/hisaek13

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